New Financial Strategies to Boost Industrialized Construction in Spain
Financing Strategies for Industrialized Construction
Industrialized construction is emerging as an innovative solution in the Spanish real estate sector, offering faster construction times and an effective response to labor shortages. In light of this trend, the Government and major banking institutions are exploring new ways to finance these projects, aiming to adapt regulations and ensure their long-term viability.
The Challenge of Current Regulations
One of the main obstacles to financing industrialized construction in Spain is the existing regulation, which requires that construction elements be permanently anchored to the ground to be considered part of the mortgage guarantee. This requirement, designed for traditional construction, does not fit well with the characteristics of industrialized construction, where modules are mass-produced and assembled on-site.
Proposals for Innovative Financing
To overcome these barriers, a multidisciplinary working group has been formed, including experts from the Government, banks, and real estate developers. This group is evaluating various proposals to make mortgage guarantees more flexible, allowing construction modules to be financed even if they are not permanently fixed to the ground.
One of the most promising solutions under discussion is the use of blockchain technology. This technology could provide full traceability of the materials and modules used, ensuring their authenticity and facilitating their integration into the financial system.
The Future of Industrialized Construction
The real estate sector views these potential regulatory and financial changes with optimism. It is expected that as these new strategies are implemented, industrialized construction will gain ground as a viable and competitive option in the market. This could not only streamline construction processes but also contribute to sustainability and cost reduction in the sector.
